Chapter 1 Wealth Conversion System

Chapter 1 The Beginning

2009.

Handong Province, Jingzhou City, Handong University.

"Qian-ge, wake up! We're going to be late for class! It's the vice dean's lecture today, and he's taking attendance!"

Pei Qian woke up from his dream, rubbed his eyes, and wondered who was calling him.

Didn't I rent a one-bedroom apartment? Who came into my room?

He opened his eyes and saw a long face almost filling his entire field of vision.

"Ma Yang?"

Pei Qian was stunned, almost thinking he was dreaming.

"Hurry up, I woke you up. Don't blame me if you miss attendance." Ma Yang's long face quickly left Pei Qian's sight and turned to leave the dormitory in a hurry.

Wait, dormitory?

Pei Qian woke up instantly and sat up in bed with a carp-like flop.

University dormitory, six people in a room!

His bed was the lower bunk near the door. He remembered that the door didn't close properly in winter, and there was always a small gap that let in the wind. Pei Qian complained about this a lot back then.

The only two guys left in the room were also packing up, ready to leave.

"Hurry up, Qian-ge, hurry and run, you can still make it. Otherwise, we wouldn't dare call out your name when the vice dean takes attendance. It would be terrible if he caught us."

The two roommates also left in a hurry.

Pei Qian couldn't help but slap himself twice.

Ouch... my cheek hurts!

Is this real? Isn't this when I was in college?

The vice dean's class... and taking attendance... that would be freshman year...

2009?!

Wouldn't that be going back ten years?

Pei Qian was apprehensive for a moment, but quickly accepted the fact.

After graduating from college in 2013, he worked in two different industries, changed companies several times, encountered extremely terrible leaders, and experienced workplace intrigues.

In short, a wage slave.

Encountering something good like time travel was of course a pleasant surprise. Being able to go back ten years and start over was something many people dreamed of!

Pei Qian was no longer sleepy and sat up in bed.

What to do next?

Should I report the situation to the Space-Time Administration?

Wouldn't I be shot on the spot, silenced?

Or... the first thing to do after time travel, go to class?

Are you kidding me!

His memories from ten years ago were already very vague, but Pei Qian barely remembered that he skipped a lot of classes in his freshman year, including the vice dean's, but he didn't fail the vice dean's course.

Although the vice dean said he would take attendance, he never actually did.

On the other hand, a young male teacher who looked kind and amiable never took attendance, but suddenly took it once at the end of the semester and included it in the exam score.

"I don't want to take attendance, I just want to get to know everyone."

That's what he said.

Even now, Pei Qian felt deeply tricked when he thought about it. After all, he was too young at that time and full of trust in this amiable teacher.

Just then, a transparent light screen suddenly appeared in front of Pei Qian, and lines of words kept appearing.

[Wealth Conversion System is binding to the host...]

[Binding successful.]

[Host: Pei Qian]

[Please read the system's instructions for use.]

"What's going on?!"

Pei Qian was startled, then overjoyed.

Sure enough, there's a system after time travel, my golden finger has arrived!

Calm down, calm down, this is a conventional routine, nothing to be surprised about.

Pei Qian quickly calmed down and began to observe the text information on the light screen.

[Wealth Conversion System]

[Surplus/Deficit Conversion Ratio: Pending]

[System Funds: 50000]

[Personal Assets: 443]

This is the standard template.

Below the standard template, there was a special area similar to a dialogue box, used to display some dynamic information, which should be the "Instructions for Use".

[Wealth Conversion Rules:]

[Every once in a while, the system will provide the host with a certain amount of system funds. This fund can only be used for the company's normal business activities and cannot be squandered.]

[After a period of time, a settlement will be made. The surplus or deficit relative to the system funds will each be converted into your freely disposable personal assets at a certain ratio.]

[Special Note: To encourage the host to focus on work, the host cannot directly pay himself a salary from the company account.]

[Next Step: View Detailed Rules]

"Oh? This system, is a huge profit!"

"You give me funds and share the money with me? What a conscientious system!"

Pei Qian instantly understood the function of this system.

The "System Funds" and "Personal Assets" here, although both are "money", are two completely different concepts.

The personal assets displayed here as 443 means that Pei Qian only has 443 yuan in total, which is all the money he can freely dispose of.

The 50,000 yuan is the system's funds. According to the system, this money can only be used for commercial activities, such as starting a company.

And after a period of time, whether making money or losing money, the corresponding part will be converted into personal assets at a certain ratio, and then Pei Qian can spend it as he pleases!

"Exciting! Let's take a look at the detailed rules."

Pei Qian continued to click on the light screen to view it.

[The host must engage in normal, reasonable, legal, and somewhat technically advanced commercial activities.]

[The following behaviors are all violations, please note.]

[Surplus Category:]

[1. Large-scale purchase of real estate, speculation in real estate.]

[2. Purchasing digital currencies, participating in Ponzi schemes, illegal fundraising, and other illegal activities.]

[3. Speculation, reselling materials, disrupting market order.]

[... (Click to expand the remaining 97 violations)]

[Deficit Category:]

[1. Doing charity, or transferring company property to others.]

[2. Purchasing, hiring employees, renting office space, and purchasing office supplies at standards much higher than the market price.]

[3. Being passive and lazy, with extremely low efficiency, failing to create any value for a long time.]

[... (Click to expand the remaining 97 violations)]

[Supplementary Clause: The host shall not disclose or imply the existence of the system itself or this challenge to anyone, in any way.]

[The system has the final right of interpretation for the definition of violations.]

[Next Step: Randomly Generate Profit and Loss Conversion Ratio]

"The rules are really strict."

Pei Qian reviewed the 200 violations, and several plans that had appeared in his mind were rejected one by one.

Speculating in real estate and buying digital currencies were all prohibited by the system.

Normal investment and financial management activities were allowed, but with a general annualized rate of return, it would be difficult to meet Pei Qian's needs.

The 200 violations not only limited the "surplus" activities that Pei Qian could carry out, but also limited the "deficit" activities he could carry out.

In short, all crooked ways were prohibited.

Pei Qian continued to click on the light screen and proceed to the next step.

[Randomly generating profit and loss conversion ratio...]

[Surplus conversion ratio is 100:1, deficit conversion ratio is 1:1]

"Wait a minute, this ratio..."

Pei Qian looked carefully and found that this seemed to be a bit of a bug.

The deficit conversion ratio is a bit high, isn't it?

If all the system funds are lost, they can be converted into personal assets at the same amount!

Losing money is also equivalent to making a bloody profit!

"It randomly generated such a good conversion ratio? I'm simply an Emperor of Europe!"

"It's a pity that the surplus conversion ratio is a bit low, but it doesn't matter, losing money is much easier than making money!"

Pei Qian felt that his luck had exploded!

[Final Step: Please name your company (click here to enter)]

Pei Qian considered it and mentally entered into the input box: Tengda Network Technology Co., Ltd.

The meaning is "soaring to success."

Which is to hope that Tengda this company can quickly fail! (黄 huáng - yellow, also slang for failure)

["Tengda Network Technology Co., Ltd." registration completed.]

After the last step was completed, the text information on the light screen disappeared and returned to the initial state of the panel.

[Wealth Conversion System]

[Host: Pei Qian]

[Surplus conversion ratio 100:1, deficit conversion ratio 1:1]

[Next settlement time: 14 days later]

[Note: If there are products that have not been released one week before the settlement, the settlement date will be postponed, and the postponement time will be determined by the system.]

[System Funds: 50000]

[Personal Assets: 443]

Pei Qian checked the meaning of this note.

One week before the settlement, Pei Qian cannot have any unreleased products on hand.

This is very reasonable.

Without this rule, Pei Qian could have put all the company's assets into production the day before the settlement, making the system funds 0, which would be equivalent to exploiting a loophole.

With this rule, Pei Qian must put all the products in his hand on the market one week before the settlement to obtain profits, whether it is profit or loss, this step cannot be skipped.

"One less way to exploit loopholes, but it doesn't matter."

"So, what needs to be done next is to turn the 50,000 of system funds into 0, and then turn the 443 of personal assets into 50,443."

"Isn't it just losing money within the rules? I don't think it's difficult." Pei Qian said confidently.

Normally start a company, normally create value, develop products.

Then, as the company boss, Pei Qian only needs to let this direction deviate slightly, and go down the wrong path.

Wouldn't that be it?

Very few companies succeed in starting a business, but there are many companies that fail. Which is easier is obvious!

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ps Welcome everyone to come to Qidian to leave messages in this chapter, I will always select some highly praised comments and write them into the book and praise them by name!