Chapter 1 The First Big Score

This was the first time in over a year since Pei Qian had the system that he had managed to fleece it so thoroughly.

Previously, his highest record was just over 20,000 in losses, and his highest conversion record was 40,000 yuan earned during the fourth settlement.

But this time, Pei Qian increased that record thirtyfold!

Pei Qian felt that all the hard work and effort was finally worth it!

As for what to do next cycle…

Heh, we'll see!

Pei Qian also noticed that the Ming Yun Mountain Villa he bought had gone up in price!

The villa, originally worth over six million, had risen to over eight million.

This was obviously because Ming Yun Private Kitchen had a very obvious stimulating effect on the surrounding land prices, which led to the price of the villa itself rising as well.

Fortunately, since the system's calculation method only included 10% of the fixed assets into the system funds, even though the villa had risen by 2 million, it only added 200,000 yuan to the system funds, which was still within an acceptable range.

In any case, this desperate measure had worked!

Pei Qian finally breathed a sigh of relief.

In his field of vision, the light screen continued to appear.

[Special Task for This Cycle: Profit and Loss are the Way of Business. The Host Seems Overly Obsessed with Temporary Profits, Which is Not the Mindset of a Business Genius. It is Recommended to Achieve a Loss at the Next Settlement. (Completed)]

[Reward for Completing the Special Task: A Mysterious Surprise Within the System Rules. (Claimable)]

"Here it comes, the special reward!"

Pei Qian was a little excited, after all, he had put in so much effort this cycle, organizing the Digital Festival and spending money frantically, on the one hand to convert more money through losses, and on the other hand to receive this special reward.

[Obtained System Reward: Rule Adjustment (Charity)]

[An Excellent Entrepreneur is Bound to be Enthusiastic About Public Welfare, Participate in Charity Activities Regularly, and Make Outstanding Contributions to Society.]

[Every Excellent Entrepreneur Should Have a Correct View of Wealth: Possessing Wealth Means Taking on More Responsibilities. This Wealth Does Not Belong to the Individual, But is Entrusted to the Individual by Society to Manage it Better.]

[The System Restriction Prohibiting Any Charitable Activities is Lifted. Starting from the Next Cycle, the Host Can Carry Out Limited Charitable Activities. The Maximum Value of System Funds Consumed by Charitable Activities Each Cycle Must Not Exceed 50% of the Initial System Funds for the Cycle.]

[This Reward Will Take Effect After the System is Upgraded.]

"Huh?"

Seeing this long string of explanatory information, Pei Qian was a little confused.

He originally thought it would be some particularly simple and direct reward, such as "African Spray," which, when sprayed, would cause bad luck to attach to him, and he would lie in bed and lose money like crazy in the next cycle, with good news coming from all directions.

But it wasn't.

The special reward that Pei Qian had been longing for was not a physical reward, but a simple adjustment to the existing rules by the system.

In the original system rules, using money for charitable causes was considered "malicious loss" and was absolutely forbidden.

But now, it had been slightly relaxed.

"Uh, it's basically equivalent to me getting a fixed amount of money each cycle to use for charitable activities, right?"

"Good thing!"

Pei Qian understood very well that any new money-burning field was extremely precious!

Many times before, he couldn't achieve a loss because he had racked his brains to spend a few million yuan in the end.

But this time, the system stipulated that half of the initial system funds for the cycle could be used for charitable causes.

In simpler terms, assuming that the starting funds for the next cycle are ten million, then Pei Qian can take out five million to do charity.

That's a lot of money!

In this way, Pei Qian is equivalent to gaining another way to spend money, reducing the burden of five million in the next cycle.

But the other rules haven't changed. Pei Qian still has to ensure that the company's financial chain is not broken, and on that basis, the more he loses, the better.

It's just that this new reward won't take effect immediately, but will have to wait for a "system upgrade."

The light screen in Pei Qian's system reappeared.

[Next Settlement Time: 150 Days]

[System Funds to be Replenished, Target Amount: 10 Million]

[4.06 Million System Funds Being Replenished...]

[System Funds Replenishment Complete.]

[System Funds: 10 Million + 840,000]

[Fixed Assets: One Set of Ming Yun Mountain Villa Commercial and Residential Villa (8.46 Million)]

[Personal Property: 1.83 Million]

[Before Entering the Next Settlement Cycle, the System Will be Updated and Upgraded. Please Read the Update Instructions Carefully.]

Sure enough, this was a responsible system.

Pei Qian began to observe the so-called "system update instructions."

[Based on the Comprehensive Industrial Scale of Tengda Group, the Amount of System Funds, the Host's Personal Property, and Other Factors, the System Can be Updated and Upgraded to Enter Version 2.0.]

[Affected by the Matthew Effect, the Original Profit and Loss Conversion Ratio Will be Adjusted.]

[The Original Profit Conversion Ratio was 100:1, and the Loss Conversion Ratio was 1:1]

[After the Adjustment, the Profit Conversion Ratio is 1000:1, and the Loss Conversion Ratio is 10:1]

[To Compensate the Host, After Upgrading to System Version 2.0, the Following Benefits Will be Obtained:]

[1. Every Cycle in Which the Wealth Conversion Value Reaches More Than 200,000 Will Receive a Mysterious Reward Within the System Rules.]

[2. One Week Before Settlement, if There are Products That Have Not Yet Been Released, They Can Still be Settled. However, There Can Only be One Product Per Cycle, and it Must be Released Before the Next Settlement.]

"Huh???"

Pei Qian was stunned. The first thing he saw was the heartbreaking change in the ratio!

What the hell was this!

He carefully read the long string of instructions again.

Of course, Pei Qian knew what the "Matthew Effect" was. Simply put, it meant that any individual, group, or region, after achieving success and progress in a certain aspect (such as money, reputation, status, etc.), would generate a cumulative advantage and have more opportunities to achieve greater success and progress.

And extended to economics, it reflects the phenomenon of "winner-take-all" economic income distribution inequality.

In layman's terms, the Matthew Effect is "the rich get richer, the poor get poorer."

The system believes that, based on the comprehensive industrial scale of Tengda Group, the amount of system funds, personal property, and other factors, affected by the Matthew Effect, the difficulty of both making a profit and making a loss has been greatly reduced compared to the previous stage.

Therefore, the system wants to adjust the wealth conversion ratio.

Pei Qian was very speechless.

"Damn it! Stingy system!"

"I've only just fleeced you once! Only a little over a million in total, okay!"

"Can't you let me fleece you for another million! Stingy!"

However, Pei Qian was also very clear that this adjustment would come sooner or later.

As the scale of the industry grows larger, both profits and losses will increase exponentially.

Earning one million with 50,000 yuan of system funds, or earning one million with 10 million yuan of system funds, the difficulty is definitely worlds apart.

The system obviously doesn't intend to let the difficulty decrease.

However, the system was still considered righteous, and after adjusting the wealth conversion ratio, it also provided some benefits as compensation.

The system reward that Pei Qian obtained this time was the ability to take out a sum of money to do charity, which can be said to be very useful.

And after upgrading the system, similar rewards will become permanent rewards, which can be obtained every settlement cycle.

At the same time, the system also opened up to the settlement requirements, which is equivalent to Pei Qian being able to extend the research and development cycle of a product to two settlement cycles.

This may not seem like much, but the actual significance is very significant!

The current settlement cycle is basically 4 to 5 months. If one product is not released in this cycle, it will not affect the settlement, then Pei Qian can continue to burn money like crazy on this product, creating losses in a sprint, as long as the product can be launched before the next settlement cycle.

And when it comes to the next cycle, there will be another product that can be replaced.

It can be said that the difficulty of losing money has been greatly reduced!

Pei Qian considered for a few minutes and made a decisive decision.

"Upgrade."

"You seriously introduce the rules to me, but I'm thinking, you didn't give me a choice anyway…"

Pei Qian was very speechless. On the surface, he could choose to upgrade or not to upgrade.

But if he didn't upgrade, the system wouldn't enter the next settlement cycle, and the previous reward regarding the charity rules wouldn't take effect.

Pei Qian would have no chance to fleece the system again.

Of course, Pei Qian could also use the 1.8 million he had on hand to invest and earn more money.

But… Pei Qian didn't plan to do that.

In the last cycle, Pei Qian fleeced the system for more than 1.4 million in four months. He finally opened the correct way to use the system. Now he wants Pei Qian to abandon the system and figure out how to make money on his own?

Isn't that just asking for trouble!

Moreover, as the saying goes, it's not scary for rich second generations to eat, drink, play, and enjoy themselves. No matter how much they spend, it's unlikely that they'll lose all their family property. What's really terrifying is investing their own money. That's the kind of thing that makes their fathers cry in minutes.

Pei Qian had finally saved up so much money. If he really started a business and lost it, wouldn't he vomit blood on the spot?

So, it's still more cost-effective to fleece the system honestly!

After the upgrade was successful, Pei Qian looked at the system panel again.

[Wealth Conversion System 2.0]

[Host: Pei Qian]

[Profit Conversion Ratio 1000:1, Loss Conversion Ratio 10:1]

[Next Settlement Time: 150 Days]

[System Funds: 10 Million + 840,000]

[Fixed Assets: One Set of Ming Yun Mountain Villa Commercial and Residential Villa (8.46 Million)]

[Personal Property: 1.83 Million]

[If the Wealth Conversion Value in This Cycle Reaches More Than 200,000, a Mysterious Reward Within the System Rules Will be Obtained.]

[One Week Before Settlement, if There are Products That Have Not Yet Been Released, They Can Still be Settled. However, There Can Only be One Product, and it Must be Released Before the Next Settlement.]

Pei Qian leaned back in his chair and breathed a sigh of relief.

This cycle was finally over!

Although there were many twists and turns during this period, he finally succeeded in losing money.

Succeeding in losing money once is more than fleecing the system ten times.

Although the ratio of losing money after the system upgrade has become lower, the system funds will continue to increase in the future. Assuming that the initial system funds in the future increase to 20 million or 30 million, then losing 10 million can also be converted into 1 million of personal property.

What's more, now the system has opened up and allowed for one unsettled product, plus the current 5 million charitable quota, it should be easier to lose money!

Well, no big problem, the future is still bright!