Chapter 270

In the virtual world, Pang Ze's personal space.

"Let me see your analysis and judgment on Fang Yu's file." Pang Ze looked at his son's answers, flipping through a few pages, shaking his head slightly, and looking up at his son, "You think Fang Yu's future is limited and he can't even make it into the top ten among Xia country's experts?"

"Yes."

Pang Yun nodded, "Dad, you had me undergo the eighth-order inheritance. It's written very clearly in the inheritance that the mental aspect becomes increasingly important. And Fang Yu has been a favored son of heaven since he was a child, sailing smoothly without encountering much setback. It will be very difficult for his mental fortitude to grow... For example, it took him a long time to break through from the third to the fourth level. I think it will be a hundred or a thousand times more difficult for him to break through to the fifth level. In Xia country, he wants to rank in the top ten? I don't think there's any hope."

"I'll give you a zero," Pang Ze said, shaking his head.

Pang Yun's eyes widened: "Zero?"

His father at least gave him a score of 50 for the Cheng Zihao file, even though it was still a failing grade.

But for the Fang Yu file, it was 0.

"What you wrote is all well and good, and some of the reasoning is correct, but the conclusion is wrong," Pang Ze said. "If the result is wrong, then naturally it's 0."

"Where am I wrong?" Pang Yun asked.

"Let's talk about Cheng Zihao first."

With a wave of his hand, Pang Ze conjured a simple video introduction of Cheng Zihao.

"Cheng Zihao is a member of the Cheng family, who once controlled the Tiger Shark Group and possessed a wealth of several hundred billion." Pang Ze said, "Cheng Zihao has attended prestigious schools since he was a child. Even though his grades were average, he could still get into the best universities."

Pang Yun nodded, listening.

"But getting into a good school doesn't mean you're a good student," Pang Ze said, shaking his head. "If we set the academic level of a genius university graduate at 10, then the academic level of a genius high school student is probably 5, and a genius junior high school student is probably 3!"

"And Cheng Zihao's academic level, to put it nicely, is only a 2 or a 1."

Pang Ze said, "An academic level of 1-2, that can represent his level of intelligence."

Pang Yun nodded slightly, "Genius high school students are all abnormal, genius university graduates... they can all reach the level of world-class experts, right?"

"Yes." Pang Ze nodded, "The difference in intelligence between people is huge. Genius university graduates are indeed comparable to some top experts, so the academic level is 10. Compared to an academic level of 10, Cheng Zihao is as stupid as a pig."

"A person must have self-awareness." Pang Ze said, "They have to understand their own level of intelligence, and do as much as their abilities allow."

"Of course, after entering society, people can also learn from society, but it's very obvious..." Pang Ze pointed to the video, "After entering society, with all the gossip, he didn't learn anything in society, nor did he become excellent."

"On the contrary, he offended many people in society." Pang Ze said, "Relying on the power of the Cheng family, the power of the Tiger Shark Group, he didn't care at all and offended people at will."

Pang Yun nodded slightly.

"What is society?"

Pang Ze looked at his son, "Society is made up of people. And many of the people he offended before were figures with enough energy. Offending one person is nothing, but offending too many... these energies add up, and it's actually very dangerous."

"The ancients said, 'Those who are virtuous are helped by many, those who are not are helped by few!'"

"The ancients knew to seek 'much help', but he offended people at will, which is a case of being 'unvirtuous'," Pang Ze said. "Furthermore, with the arrival of the virtual world, the Cheng family is finished, but his live-streaming company happens to be in the limelight and is starting to soar."

"At this time, he's aggressively seeking financing. In order to raise more funds, he's willing to sign a large number of gambling agreements and even some joint liability clauses." Pang Ze said, "He doesn't realize at all what will happen if the gambling agreement fails, and can he really bear the joint liability?"

"He didn't consider the risks, only thinking about higher valuations and more financing." Pang Ze said, "But in reality, his academic level is only 1-2, and he has offended many people. In the process of running his business, he has been subject to some obstruction."

Pang Yun listened.

"He only knows how to burn money stupidly, but he can't figure out the accounts at all." Pang Ze said, "How long can the cash flow last? Can it form a positive cycle? He doesn't understand any of it, only knowing how to make the business bigger."

"Once the competition becomes slightly more intense, he can't hold on anymore."

"Once the industry declines, he will collapse immediately."

Pang Ze shook his head, "It is said that the survivor is king! Only enterprises that can survive in a cruel and harsh environment are truly well-managed. But his virtual world live-streaming industry is finished as soon as it declines slightly."

"All the way down, he's just a spoiled son of a wealthy family who doesn't know his own limitations and ruins himself." Pang Ze looked at his son.

"Self-awareness?" Pang Yun was thoughtful, "Dad, what is my academic level?"

"A genius high school student is a 5, you're about a 4 now." Pang Ze smiled slightly. He had focused on cultivating his son since he was a child, and his son was indeed very excellent.

"But in this society, the intelligence level of top experts can generally reach 8-10." Pang Ze said, "Competing with such a group of top experts, do you think you can win? There's a lot you need to learn."

Pang Yun nodded.

"Actually, no matter what you do, you have to understand what's wrong." Pang Ze said, "What are the reasons why a person goes bankrupt? Gambling, drugs, huge personal debts, bad gambling agreements, joint liability, guarantees... Cheng Zihao has committed many of the reasons that can lead to bankruptcy. In fact, as long as you avoid these pitfalls, and the company happens to be in the limelight, you can earn a lot."

"Even if a person's intelligence level is lower, but they have self-awareness and don't do anything dangerous, they can naturally get through the risks safely." Pang Ze said.

"But the company has to develop, it has to be financed," Pang Yun said.

"Remember."

Pang Ze looked at his son, "People who have no ability or talent, borrowing money will only harm themselves."

"People who have ability and talent, even without borrowing money, can still thrive."

Pang Yun listened thoughtfully.

"There are also ways to finance without gambling agreements or joint liability, allowing investors to share the profits and losses with you." Pang Ze said, "Although the valuation may be lower, you don't have to bear the risk personally."

"If the company grows, investors can also make a lot of money. If the company loses money, the investors bear their own losses."

"Remember..."

Pang Ze said, "A wise man does not stand under a dangerous wall! Don't let yourself get into a 'dilemma'. Cheng Zihao put layers and layers of ropes around himself, and as soon as any rope tightened, he was finished."

Pang Yun nodded slightly.

"Tell me, what have you understood?" Pang Ze asked.

"I understand. First, you have to position yourself, understand your own level of intelligence, and have self-awareness. Second, if you don't have the ability or talent, borrowing money is harming yourself. If you have the ability or talent, you don't need to borrow money. Even if you finance, you have to let the investors bear their own responsibilities. Third, don't let yourself get into a dilemma," Pang Yun said immediately.

"Your insights can only give you a score of 50." Pang Ze shook his head slightly, "Go back and think about it carefully. Don't look at the surface of things, look at the essence."

"It's like doing set theory in mathematics. Excluding the set of errors, what's left is the set of 'non-errors'," Pang Ze said. "I just said the reasons why a person goes bankrupt, which is to collect all the sets of errors. Exclude these... and you won't go bankrupt."

"And similar set concepts can be generalized."

"What are the possibilities for a person to fail? Excluding these, what are the possibilities of not failing?"

"What are the possibilities of a person's intelligence level being low? Excluding these, can you find a way to have a high intelligence level?"

Pang Ze looked at his son, "Look at the essence of things, and understand the most essential way of thinking."

Pang Yun's eyes lit up, and he immediately made many inferences, "What are the reasons for slow progress in martial arts, organize a set of failures. After excluding them... it may be a set leading to success."

"Let's talk about Fang Yu." Pang Ze pointed to the side, and a video of Fang Yu's growth appeared, "You think Fang Yu can't become one of the top ten in Xia country?"

"I think his mental fortitude is weak and he hasn't experienced enough setbacks," Pang Yun said.

"Haha..."

"But he still entered the fourth level, and he's even more remarkable among the current limits of the fourth level." Pang Ze laughed, "Why do you think that is?"

"Just a temporary advantage," Pang Yun said.

"Son, what do you think mental awareness is?" Pang Ze looked at his son.

Pang Yun was slightly stunned, "In the inheritance I received, there are methods to assist brain evolution, there are visualization techniques, there are ways to hone mental fortitude, and there's also reading and practice."

"These are all common." Pang Ze said, "Reading and practice are the core that truly determines how far you can go! Foolishly honing your mental fortitude has limited effect. You must have extraordinary wisdom, the wisdom to see through the operation of all things, and even practice to feel and perceive, so that mental awareness will become stronger and stronger."

"And Fang Yu!"

Pang Ze pointed to the video, "Didn't you notice from his growth process? He has a very big advantage."

"Advantage?" Pang Yun asked in confusion.

"Good at learning!" Pang Ze said solemnly, "He was taught by his father and other elders since he was a child. He was able to learn with diligence, and his achievements were even higher than those of his father and other elders. Surpassing his predecessors!"

"He knows how to learn from experts, absorb their advantages, and integrate them into himself." Pang Ze said, "Xu Jingming is his opponent, but he doesn't have arrogant or stubborn thoughts. He's able to learn from Xu Jingming, and he even broke through to the fourth level because of it."

"He even said publicly that he broke through by learning Xu Jingming's Martial Arts Nine Lessons." Pang Ze said, "If he cared too much about face, even if he gained something from Xu Jingming's courses, he wouldn't say it publicly! But he said it publicly, willing to lower his status, and act like he's taking Xu Jingming as his teacher."

"Good at learning, devoutly learning from one expert after another." Pang Ze said, "As he comes into contact with more and more experts, he will continue to absorb nourishment and continue to grow."

"The entire Xia country... I'm most optimistic about Xu Jingming! Secondly, it's this Fang Yu, who seems to have not experienced many setbacks, but is good at learning and also devoutly learning." Pang Ze said.

"Dad, you're so optimistic about Fang Yu?" Pang Yun couldn't believe it, "What about Liu Hai? Is Fang Yu's potential greater than Liu Hai's?"

"Liu Hai is compatible with all schools, integrating them into martial arts throughout his life, his potential is indeed extraordinary. But he has set a frame for himself!" Pang Ze said, "The frame of Taiji! This frame is very big. But the universe is even bigger! The frame of Taiji will allow him to better absorb external nourishment and grow rapidly. But it will also ultimately limit his growth."

"Don't limit yourself!"

"And don't limit martial arts." Pang Ze looked at his son, "Alright, go back and think about it carefully."

"Yes."

Pang Yun nodded, his mind now filled with too many thoughts, and then he left.

Pang Ze watched his son leave, and sighed softly, "I'm talking about others, but am I not talking about myself? My academic level is indeed the highest on Blue Star, reaching level 56! But I also have to have self-awareness... to know what to do and what not to do. I wouldn't have taken such a big fall this time."

"There are countless heroes in the universe." Pang Ze then clicked lightly, "Connect to the virtual world network."

Whoosh—

The scene in front of Pang Ze changed.

"Welcome to the universe, citizen Pang Ze." A gentle voice sounded in his ear.