"Why don't I come find you? I'm free right now. As long as it's within Sandong City, I can take a taxi," Zhao Xiaoying said quickly, afraid that Hu Tianhan would refuse her.
This was exactly what Hu Tianhan wanted. Clients like this were easier to reel in. Clearly, Zhao Xiaoying was determined this time.
When Bai Suxiang arrived at Zhao Xiaoying's house, she happened to see her getting into a taxi.
"Xiaoying, where are you going?" Bai Suxiang asked as Zhao Xiaoying was pulling open the car door.
She looked up and saw Bai Suxiang running towards her.
"I... I'm going to see someone."
"Who? Do you want me to go with you?" Bai Suxiang asked with concern.
If it wasn't for the money, she wouldn't have wanted to meet Hu Tianhan alone, as his character was questionable. Hearing Bai Suxiang say that, Zhao Xiaoying thought: This is good. Bai Suxiang could give her some advice.
"Alright, you come with me to take a look and help me assess the situation."
Seeing Zhao Xiaoying agree to let her join, Bai Suxiang quickly moved to the other side of the car and got in.
The two headed straight for Hu Tianhan's location: Shenhua Building.
Following the directions from Hu Tianhan's information, the two registered and went directly to the Shenfeng Credit Investment Department.
A young girl at the front desk greeted them and said that Manager Hu had asked them to wait in his office; he would come over after his meeting.
About half an hour later, Hu Tianhan sauntered in.
"It's you? Hu Tianhan!" Bai Suxiang recognized him immediately.
Hearing the voice, Hu Tianhan looked up and saw Bai Suxiang. His heart leaped with joy.
"Hehehe, it is me. I didn't expect to see you here!"
As Hu Tianhan spoke, he walked towards his desk and added, "Old classmates, please make yourselves at home. Would you like something to drink? Coffee or juice?"
"Whatever," Bai Suxiang replied nonchalantly.
"Hehehe, Xiaoying, what would you like to drink?" Hu Tianhan specifically asked Zhao Xiaoying.
"I'll just have some hot water," Zhao Xiaoying replied casually, as she was used to drinking a lot of water.
Hu Tianhan put down the documents in his hand and poured a glass of juice and a cup of hot water, handing them to them respectively.
He didn't immediately bring up the loan or her family's property. Instead, he started to chat about school matters, naturally mentioning his past with Bai Suxiang. He hadn't expected to see Bai Suxiang here either. If he could show Bai Suxiang his success, it would undoubtedly boost his image. And if things progressed further between them, that wouldn't be a bad outcome.
After drinking half a cup of water, Zhao Xiaoying couldn't help but ask about the loan. Hu Tianhan deliberately hesitated before speaking. The atmosphere became a bit tense. Just as Bai Suxiang was about to say something, Hu Tianhan said in a low voice, "I wanted to help you that day, but..."
"But what?" Zhao Xiaoying asked, a little apprehensive. Was Shenfeng Credit going to refuse her the loan?
"Just tell us directly what's on your mind. We're classmates, not outsiders," Bai Suxiang interjected.
"But after I returned to the company, I thoroughly investigated your family's situation. To be honest, it's worse than I expected. Ever since your father had his accident, many people have avoided your family like the plague. So... forgive my bluntness, but no company would dare lend you money," Hu Tianhan said in a low voice, sounding genuinely sad and worried.
"Please, just help her. We're all classmates. You can't stand by and watch her suffer!" Bai Suxiang said with a furrowed brow.
"It's not that I don't want to help, but I don't have that much money myself. If I were to lend money, it would have to be from the company. The company could have lent it directly, albeit with higher interest. But given your family's current situation, even with high interest, the company is reluctant to lend... They're afraid you won't be able to repay it!" Hu Tianhan said slowly.
"This... Is a higher interest rate not an option? I'll repay it as soon as possible!" Zhao Xiaoying said, becoming emotional. This was her last chance. There was only a week left before her father was to be sued. If she couldn't raise the money, once the lawsuit began, regardless of the outcome, the Zhao family would lose everything.
"You? But you don't even have a stable job right now. Even if you did, I'm not being harsh, but even the interest on two million yuan per day is something you couldn't afford to repay!" Hu Tianhan said, seeing Zhao Xiaoying's growing agitation, he immediately tried to suppress her emotions. At this moment, he had to increase her sense of despair, otherwise, she wouldn't be determined to sell her house.
Bai Suxiang also felt helpless. If it were her own family, two million yuan, even without interest, would take thirty years of hard work and no spending to repay.
"Wuwuwu~~ wu~~" Zhao Xiaoying burst into desperate tears. She truly had no other options.
"Is there really no other way? You're in the credit business. Are there really no other methods to help Xiaoying? Hu Tianhan, please think harder about other solutions!" Bai Suxiang said, holding Zhao Xiaoying's arm, and speaking to Hu Tianhan.
"Xiaoxiang, it's not that I don't want to help her, it's just that this matter, I..." Hu Tianhan said gently to Bai Suxiang. Without finishing his sentence, he scratched his head and stood up, pacing around the office. The office was filled with a heavy atmosphere, accompanied by Zhao Xiaoying's choked sobs.
After a long while, Hu Tianhan turned around and said, "There is only one way now, but..."
"What way? Tell us quickly!" Bai Suxiang urged as soon as she heard Hu Tianhan might have a solution.
"Yes, tell us quickly. As long as I can do it, just say it," Zhao Xiaoying also urged.
"You can mortgage your house to get a loan, but the service fee the company charges is a bit high. However, this can solve your current predicament," Hu Tianhan said.
"This?... If I mortgage it, how much can I borrow?" Zhao Xiaoying no longer cared about the details. Currently, this was the only method she knew. She had originally planned to exchange the "Fu Guo" for money, but Fang Huairan had told her to wait for news. With her father facing imminent legal trouble, how could she just sit idly by?
Bai Suxiang couldn't help but look at Hu Tianhan. Although Hu Tianhan seemed to flinch, he quickly calmed down and said, "You can borrow 800,000 yuan. If you can maximize the mortgage privilege yourself, you can borrow up to 1 million yuan," Hu Tianhan said in a low voice, appearing very embarrassed. This price was the result of his repeated calculations, based on his understanding of Zhao Xiaoying's current predicament. Her house was currently worth 2.8 million yuan. The mere words "Jianshe Avenue" were enough to justify a price of 2 million yuan. If he could acquire it for 1 million yuan, he could easily create a profit of one million for the company with a simple resale. He didn't speak, but bit his lip, his brow furrowed as he looked at Zhao Xiaoying, as if to convey that he was truly considering her situation and was a trustworthy friend.