Chapter 1 Encounter with a Debtor

Chen Luo looked at Zhao Hai and felt a sense of familiarity.

After thinking for a moment, he realized, "Isn't this the creditor I mortgaged my villa to for three hundred million?"

Chen Luo was a little depressed. Meeting a creditor in the apocalypse? What was that all about?

He didn't seem to encounter this in his previous life.

No, he didn't borrow money in his previous life, so of course, he wouldn't know Zhao Hai.

Perhaps Zhao Hai had come in his previous life, but he didn't recognize him and didn't remember his appearance.

Zhao Hai and Jin Tao's groups were also observing Chen Luo's side.

They didn't have a hundred people, more like seventy or eighty.

If there were more people in the villa area, they wouldn't be hiding and not coming out to boost their numbers.

Originally, Zhao Hai thought Chen Luo's group could clear a large area of zombies, numbering at least several hundred.

Plus, Chen Luo still owed him money.

Immediately, an idea was born.

Zhao Hai was a little unhappy that the money he lent out hadn't been recovered, even in the apocalypse.

Zhao Hai laughed heartily and said, "Brother, I didn't expect to see you in this situation. What a fate!"

Chen Luo also smiled. "I didn't expect to meet you here either."

Chen Luo's group exchanged glances. Did their boss know these people?

Jin Tao looked at Mi Ling and Mi Li, almost drooling. He was a lecherous man.

Especially fond of busty babes.

Mi Ling was not only very beautiful, but at this time she was no different from an urban beauty before the apocalypse, clean and rosy-cheeked.

Jin Tao asked in surprise in a low voice, "Hai, do you know this guy?"

Zhao Hai muttered in a low voice, "This guy owes me a lot of money."

Jin Tao's eyes lit up instantly.

Zhao Hai looked at Chen Luo's posture and demeanor, confirming, "Brother, are you in charge here?"

Chen Luo smiled faintly. "That's right."

Zhao Hai smiled. "Brother, the three hundred million you owe me is overdue. The principal and interest are three hundred and thirty million. It's been overdue for quite a few days without any payment. Given the special circumstances, I'll waive the late fees and interest."

"Pay up now."

If Chen Luo had more people, Zhao Hai would be sensible and wouldn't have brought it up, but since it was obvious he could take advantage, why not?

Jin Tao also shouted, "It's only right to pay back debts!"

Chen Luo curled his lips. Why did you have the illusion that I would pay back the money?

Chen Luo laughed. "I already paid it back. I transferred it to your card. Didn't you receive it? If there wasn't a lack of signal, I would have shown you the transfer record."

"I never cheat people out of their money."

There was such an operation?

Zhao Hai was stunned. He was one hundred percent sure he hadn't received the money.

You're making a false accusation!

Zhao Hai's subordinate scolded angrily, "You're talking nonsense. Such a large sum of money, would you not personally transfer it? You didn't even say a word. Who are you trying to fool?"

Chen Luo chuckled. "Then you have to go to the bank and get the evidence that I didn't transfer the money."

Dead men tell no tales.

You say I didn't pay back the money, then show me the evidence that I didn't!

Chen Luo laughed. "Well, you did help me after all. I'm a grateful person. I'll give you a ton of rice as thanks."

Isn't this just looking for trouble?

Knowing that the apocalypse has arrived, and money is useless, yet you still ask me for money?

Let's not beat around the bush, I never intended to pay this money back.

Why should I pay back the money I borrowed based on my abilities?

Zhao Hai said with a gloomy face, "Brother, that's not right. I won't make things difficult for you. Just give me some meat. Times are different, and the value of meat is different. Let's say ten thousand yuan per jin of meat."

"One hundred million is ten thousand *jin* of meat, five tons. Three hundred million, give me fifteen tons of meat, and we'll call it even."

Jin Tao sneered. "Finders keepers. I want fifteen tons too. Not too much, right? If you don't have meat, use the women around you to pay the debt."

Hearing Zhao Hai's words, Chen Luo took another look at him. Not easy, he even knows that times are different.

Pork was bought for less than ten yuan per *jin*, and now it's a thousand times more expensive?

This Jin Tao, huh, what an idiot.

Chen Luo's face turned cold. "Don't mention that I don't have it, even if I did, what if I don't give it to you?"

Looking at Chen Luo's attitude and the expressions of the people on Chen Luo's side, Zhao Hai suddenly realized a problem. Chen Luo's group cleared so many zombies, relying on their strength.

A large area is basically empty.

He was best at observing people's expressions and was quick-witted and meticulous, otherwise, he wouldn't have risen to the top before the apocalypse.

Chen Luo's side saw so many of his people, almost three times the number, yet they were not at all afraid.

There were student types, white-collar types, not trained soldiers at all. Without confidence, they couldn't be so calm.

Zhao Hai decisively said, "Then I don't want it anymore. I made a mistake. Chen Luo, your money was indeed received."

Everyone was shocked.

Zhao Hai's subordinates looked at Zhao Hai in disbelief, not understanding what was going on, but they had been following Zhao Hai for a long time and didn't refute.

Jin Tao looked at Zhao Hai. "Are you stupid?"

Zhao Hai waved his hand. "It was indeed my mistake. Brother Chen Luo is not someone who doesn't pay his debts."

Chen Luo clapped his hands. "You're a character. Take your people and don't get in the way. Stand aside."

If Zhao Hai stubbornly insisted or spoke rudely, Chen Luo wouldn't have let him go, but he was very sensible, and Chen Luo didn't have a tendency to kill indiscriminately.

Zhao Hai silently glanced at Jin Tao. Jin Tao just wanted the women beside Chen Luo, probably kicking an iron plate.

Zhao Hai waved his hand and immediately left with his men.

Jin Tao, with his big beer belly, was stunned and cursed angrily, "Zhao Hai, you coward, they clearly only have this many people, being so cowardly, pui, I'm blind."

Zhao Hai remained silent. Being scolded wouldn't cost him any meat.

Jin Tao snorted coldly. "Want to deal with me? Then come on."

Chen Luo said coldly, "Anyone who doesn't want to die with him, stand on Zhao Hai's side. I'll only give you ten seconds."

In the early stages of a team, everyone formed a team because they knew they couldn't survive alone.

If the team leader in the early stages of the team was strong, everyone would default to this person being the leader forever.

Such a team, if they have been together for a long time and have experienced many life-and-death battles, would there be loyalty.

Now, forget it.

Chen Luo's side was no exception. Most people were only loyal to themselves, knowing that Chen Luo was powerful, and only then did they fully support him.

If Chen Luo's strength was just average, do you believe that some people would run away in minutes when faced with such a disparity in numbers?

The peak creates false support.

Chen Luo knew this, but didn't care, thinking that they are now vowing to be loyal to him, isn't that brain-dead?

This requires time and the test of life and death.

Once there is such a person, they are a core member, and Chen Luo will take out things from the special ability space and share them with them.

If it wasn't for the accidental acquisition of beef and mutton at the farmer's market, Chen Luo wouldn't be so generous.

Sure enough, there were also smart people on Jin Tao's side who saw that the situation seemed wrong, and some people began to retreat silently.

What surprised Chen Luo was that Jin Tao was actually a dark-type special ability user with a summoning talent.