Chang'an, Purple Orchid Bank.
Tang Tianhao had been processing documents at his company since early morning, and only now did he have time to come to the bank.
Tang Group still owed Purple Orchid Bank thirty billion yuan, which could be repaid at any time, but for an enterprise, having this thirty billion on its books was far more useful.
"Director Jiang, it's been a while. You don't seem to be in great spirits lately. This is wild ginseng a business partner gave me. Have it, drink it, hahahaha." kuAiδugg
As the saying goes, one doesn't visit the Three Treasures Hall without a purpose, and Director Jiang already knew why Tang Tianhao was here.
At eight o'clock this morning, a meeting was held at the City Mayor's Grand Building, prohibiting them from providing housing loans. Even if it were a thousand-year-old ginseng, it wouldn't be of any use. They had already signed an agreement.
Director Jiang silently refused, but still played dumb, saying, "President Tang, are you here to repay the loan today?"
Tang Tianhao laughed heartily, not sensing any issue, and directly stated, "Our contract is for one year, and there are still six months left. No rush, no rush."
"My main purpose for coming today is to borrow some more funds. We've recently opened several new residential projects and a large commercial complex, and the funds are a bit insufficient. So, I plan to use Tang Group as collateral to get some loans."
Director Jiang had guessed as much, but outwardly he still complained.
"President Tang, as you know, our bank hasn't been doing well this year either. We've basically disbursed all our funds in the first half of the year, and I'm out of money now. We just had a meeting at the City Mayor's Grand Building this morning to discuss this matter.
We released too much funding in the first half of the year. Our bank now only has a ten-billion yuan lending quota, and we can't even disburse this ten billion yet. It will be at least next month. The City Mayor's intention is for us to apply for funds from the head office, otherwise, this year will be very difficult."
Tang Tianhao also understood his meaning and said helplessly, "Can't even release fifty billion?"
Director Jiang sighed.
"I understand. I'll leave first, I need to check other banks."
The reason for applying for a loan at Purple Orchid was that Purple Orchid had always dealt with Tang Group. As long as they needed money, the other party would definitely lend, but this time he hadn't expected them to stop lending, which made him a bit flustered, not knowing what was going on.
However, it wasn't important. After all, everyone has their difficulties, and he could understand.
After Tang Tianhao left, Director Jiang shook his head slightly, "It's not that we don't want to lend to you, but if we do, we won't be able to recover this batch of funds. Who told you to provoke that person?"
Although he wasn't entirely sure who the person chairing the meeting this morning was, the subordinates of that person were already Three-Star General Venerables. His own status was self-evident and definitely not lower than a Three-Star General Venerable.
Purple Orchid still had a hundred-billion yuan lending quota. Frankly speaking, if Bai Chuan Group needed money, they would definitely lend this money to Bai Chuan Group, because... there was no need to go against anyone else, but it was not necessary to go against them!
Behind them was the entire Great Xia!
At the same time, almost all members of the Giant Whale Chamber of Commerce were rejected by various banks. In short, no bank was willing to lend them money. They didn't understand what was going on and were all a bit bewildered, not knowing what had happened.
At noon, the bosses of these companies gathered again.
"Has your loan been approved?"
"No, I don't know what's going on. I've been to six banks, and their statements are extremely consistent. They all said the banks have no lending quota. The most ridiculous part is that the manager of Baicheng Bank, who had agreed to my request the day before, told me today that he couldn't lend.
Even more ridiculous, he told me my company's debt ratio was too high. My company has only borrowed six billion, but its market value is six hundred billion. The debt ratio is only ten percent. Damn it, what the hell is going on!"
"President Tang, President Liao, President Shen, have your companies' loans been approved?"
Hearing someone ask them, Tang Tianhao's face looked grim as he shook his head, "No, they also said there's no lending quota."
Liao Chengguang nodded, "About the same. That's what they told me."
Shen Han snorted, "Damn it, have these banks eaten the wrong medicine today? Why do they all seem to have problems? I'm really impressed."
Since the loans of their three companies were also rejected, it made the other companies present feel a sense of balance. People are always afraid of comparison.
Since their companies were rejected, they were no longer worried.
"Something is wrong. This situation is definitely not right. Think about it, our loans have always been approved very quickly. This time, they are saying there is no quota. This is clearly not right. And isn't it good to complete the lending quota target early? Why aren't they lending?"
Tang Tianhao frowned and said, If one company encountered this situation, it would definitely be the company's problem, but now that everyone encountered this problem, it was not the company's problem but the bank's problem.
"You mean, someone warned them not to lend to us?" Liao Chengguang frowned.
Tang Tianhao said, "It's not impossible. After all, in the end, this matter is already a done deal. Even if we know the problem, what can we do?"
The group fell silent again. Yes, even if they knew, they couldn't change this situation.
But Tang Tianhao's mind kept flashing back to Ye Longlin's appearance. Looking at it, it seemed to be his doing, but how could he make all banks refuse to cooperate with them?
He hadn't figured out this problem, and it seemed only the person involved would know. Moreover, the meeting held at the City Mayor's Grand Building at eight o'clock this morning clearly showed that this meeting was also problematic.
"The problem is, how do we explain this to the Chairman? The large sum of money he wants, we clearly can't come up with it. At most, we can only scrape together five hundred billion for him."
The group fell silent again, and for a moment, they didn't know what to say.
"We can only tell him the truth. What else can we do? Even if we sell blood, we can't get that much money,"
Shen Han said helplessly, took a sip of wine depressingly, and refilled his glass.
They had never encountered such a situation before, and now, the banks in the entire city refused to lend to them, and they all unanimously said there was no quota!
You are a bank!
Banks are eager to lend out more money, so how can they have no quota?
"Forget it, I'll go to the Chamber of Commerce later."