Ta Tianqing
Chapter 2 Selling the House and Borrowing Money to Buy Equipment!
When the time comes, the whole world will be turned upside down.
When the monsters descend, any high-rise building will be reduced to dust under their attacks!
Let alone housing.
So if I don’t sell now, when will I?
Lin Chen's house is in a good school district.
The city it's in is considered a second-tier city, Longhai!
But housing prices here aren't cheap.
Lin Chen immediately went to the real estate agent.
Hearing that a school district property was for sale, the agents were very excited.
A school district property in Longhai!
It's incredibly sought-after.
As soon as the news of the property was released, several inquiries came in immediately, and soon someone offered a price that satisfied Lin Chen.
Three million!
This price is perfectly acceptable in Longhai.
Moreover, the other party was in a great hurry.
It was said that the buyer's daughter would be enrolling in a school across from the residential area next semester.
The other party was even buying the house in full.
However, a contract still needed to be drawn up, including agency fees, transfer procedures, and cost settlement, which would take at least until tomorrow to complete the transaction. Lin Chen wasn't in a particular hurry for this one day.
Because...
He still had many things to do!
First of all, loans!
The house was still in Lin Chen's hands.
He entered the homeowner information.
Including his personal information.
Soon, many apps on his phone showed available credit.
Allowing Lin Chen to rake in more than a million!
But it wasn't enough!
He couldn't get any more loans from his phone?
No problem!
Lin Chen still had avenues.
He took a taxi to a dark alley.
This was a den of vice in Longhai, filled with all sorts of people.
One of them, a local bully called Brother Hu, ran a shop here.
Although it looked like a supermarket from the outside, it was actually a small gambling den inside.
Brother Hu's main business was lending money to people.
Lin Chen was a local.
And he had a house.
If he wanted to borrow money, he would naturally be able to see Brother Hu quickly.
"How much do you want to borrow?"
Brother Hu was direct, looking straight at Lin Chen, scrutinizing him.
He was an old hand.
In fact, people in his line of business weren't indiscriminate.
They weren't afraid of those who clearly couldn't repay the money.
What they feared was someone who didn't value their life.
In the end, even if they killed the other party, it wouldn't be of any use.
Instead, they'd have a murder on their hands.
But clearly, Lin Chen wasn't the type of person who didn't value his life.
Moreover, Lin Chen had a house!
A school district property in Longhai!
Absolutely a hot commodity.
A sure thing.
Lin Chen said casually, "I want to borrow a large sum... I've heard of Brother Hu's reputation for a long time, and I understand your rules! However, I urgently need two million to take a gamble, and I can recoup it in three months at the earliest."
"Two million?"
Brother Hu was shocked to hear this.
Who did this guy think he was, daring to ask for two million right off the bat?
"I have a house, in Jianing Residential Area, it's a school district property," Lin Chen said.
This time, Brother Hu's eyes lit up, but he quickly turned cold again. "Kid, you don't know the rules, do you? For something like mortgaging a house, your parents have to come."
"My parents are gone, I'm the only one on the household registration," Lin Chen said, taking out his household registration booklet.
Seeing this, Brother Hu was slightly stunned.
Then, he looked at the people next to him.
A lackey came over and took the household registration booklet to the computer.
Soon, the lackey returned and nodded to Brother Hu.
Indicating that there were no problems.
It was real.
Brother Hu returned the booklet to Lin Chen.
However, Brother Hu's action wasn't to reject Lin Chen.
And Lin Chen wasn't nervous at all.
He knew Brother Hu's reputation.
He was a well-known thug in the entire Longhai!
Moreover, he never asked for any collateral when lending money.
For example, car documents or real estate certificates, he didn't want any of those things.
All he wanted was for you to prove that these things were yours!
Brother Hu had a famous saying: I'm not afraid of you not repaying the money or not using things to pay off the debt!
That's how confident he was!
Lin Chen's household registration was in Longhai.
Moreover, he was still a student, so he wasn't afraid of him running away.
Lin Chen also had something of enough value in his hands.
Brother Hu could lend this money.
But...
"One million six hundred thousand."
Brother Hu immediately quoted this price, directly lowering it: "For the first two months, I won't charge you any interest. After three months, you directly repay two million. If you can't repay it, transfer the house to me. If that's okay, I'll transfer the money to you immediately!"
"Don't you need to write an IOU?" Lin Chen was a little surprised.
"IOU?"
Brother Hu smiled coldly. "I don't even need your real estate certificate, what use is that thing? But... kid, don't get any funny ideas. Everyone in Longhai knows my name, Tiger. If you try to weasel out of paying me back, be careful that there's no one left on your household registration!"
"But, I need two million..."
Lin Chen seemed a little embarrassed, but under Brother Hu's cold gaze, he could only pretend to compromise and said, "Alright, one million six hundred thousand it is! I'll pay you back in three months!"
...
Coming out of Brother Hu's place, Lin Chen couldn't believe how smoothly it had gone.
On his phone, Brother Hu had just transferred a sum of money to him.
One million six hundred thousand!
Borrow one million six hundred thousand for three months, and you have to pay back two million!
That was really a rip-off.
But Lin Chen didn't care anymore.
Three months?
Heh...
In half a month, this money would probably be impossible to find anyone to repay.
Lin Chen, without any psychological pressure, directly took a taxi home.
When he got out of the car near the residential area, Lin Chen frowned slightly.
A white van had been following him all the way.
When Lin Chen looked back, the other party didn't hide, and even directly rolled down the window to wave at Lin Chen.
Lin Chen recognized one of them...
It was really Brother Hu's lackey!
Good fellow.
No wonder he didn't want any collateral, or even an IOU.
So that's how Brother Hu lent money to people... lend the money out, and then send lackeys to follow them all day long?
Lin Chen ignored them.
Back in his house, Lin Chen didn't immediately log into the game.
He made a phone call first.
Beep, beep, beep.
The phone was connected.
"Hello? Lin Chen, what's up?"
Lin Chen's classmate, Zhang Chunlin's voice came from the phone.
In addition, there was the sound of clicking keyboards.
Lin Chen laughed and said, "Fatty Zhang, you must be swamped these past few days, right?"
"You know it. You're an old player of 'New World' too. I, as a merchant in 'New World', am more than just busy right now. Let me tell you, only the words 'frazzled' can describe it... It's so miserable!" Zhang Chunlin replied.
He and Lin Chen were both juniors in college.
However, Zhang Chunlin was very capable.
He remembered that when he was a freshman, he was just like Lin Chen, a newbie in "New World". By the second semester of his freshman year, Zhang Chunlin had become a professional merchant in the game.
In fact, he had even opened the largest shop in "New World".
His business almost covered every aspect of the game!
And Zhang Chunlin had used this game to accumulate a fortune of tens of millions in just about two years.
But this time, Zhang Chunlin had suffered a Waterloo.
With "New World" announcing its server shutdown, all kinds of game items plummeted in price!
Game merchants like Zhang Chunlin had at least several hundred warehouses full of goods, and now they were all going to be stuck in their hands...
A complete loss!
Although Zhang Chunlin could start selling now and wouldn't necessarily end up in debt, he would at least go back to square one.
"Fatty Zhang, I won't beat around the bush with you. I know you're busy right now, so I'll get straight to the point."
Lin Chen didn't waste any time and said directly, "I'm calling you to help you cut your losses in time. Let's put it this way, can you get ten billion gold coins? At the current market price, I can help you buy them all."
"Whoa, ten billion gold coins, are you serious?"
As soon as Zhang Chunlin heard this, he immediately became interested.
"Serious!"
"Why?"
Zhang Chunlin was puzzled.
Everyone was selling right now, wasn't it?
Why did Lin Chen want to buy them instead?
"You know, I have a couple in the game, right? I was originally planning to sell the account directly, but she said that the game was her memories, and she didn't want to sell it. She wanted to play until the last moment... In fact, she wanted to see many of the maps that she hadn't been to yet."
With the experience he gained from the forum last night, Lin Chen didn't go out of his way to be a nice guy anymore.
He directly found a very reasonable excuse for his behavior...
Why?
Because of love!
What a great reason!
"You kid, you're really a romantic!" Zhang Chunlin laughed.
Lin Chen immediately said again, "Actually, it's not entirely like that! We've all played this game for a long time, and it's impossible to say that we don't have any feelings for it. Anyway, prices have plummeted now. Equipment and pets that you couldn't get before can now be obtained with a little money. I also want to experience the feeling of being a top-tier whale. At the very least, I won't have any regrets, right?"
"Yeah, that makes sense."
Zhang Chunlin was also an old player of this game, and he still had some recognition of things like sentimentality. He even laughed and said, "Then do you think I should also get a set of top-tier equipment to play with? Anyway, that's how it is now, haha... Alright, I know what you mean. So, you want gold coins now?"
"Equipment is fine too, as well as rare pet eggs, golden pet eggs, etc... By the way, I remember you also do fashion business, right? Are the fashions also cheaper now?" Lin Chen asked.
Fashion!
There were also all kinds of good-looking fashions in "New World".
However, this kind of thing was only for attracting those little girls to spend money in the game.
There were no stat bonuses at all.
However, Lin Chen was planning to buy all the fashions.
Why?
First of all, the price of these fashions before wasn't actually that expensive.
After "New World" announced its server shutdown, prices plummeted. Many people were selling them off at rock-bottom prices, and it didn't cost much to buy them at all.
Secondly, although these fashions didn't have any stats, they had one characteristic... they never wore out!
What did that mean?
For example, if you encountered a fire mage and were hit by an opponent's fireball, any of your equipment could be burned, lose durability, or even be severely damaged, leaving you scantily clad... Although you could repair it after the battle, it was still very unsightly and embarrassing at the time.
But fashion wouldn't!
When the game descended into reality, everything in the game would descend with it.
In other words, these fashions that never wear out would continue to maintain this characteristic.
That would become very powerful!
You would never have to worry about your clothes suddenly tearing during a fight in reality.