还有十天！

到时候，全世界都将巨变。

当怪物们降临的时候，任何高楼大厦，在它们的攻击之下，都将化为齑粉！

就更别说住房了。

所以这个时候不卖，还等什么？

Lin Chen's house was in a good school district.

The city he lived in, Longhai, was considered a second-tier city.

But the housing prices here weren't cheap either.

Lin Chen immediately went to find a real estate agent.

The agents were very excited to hear that a school district property was for sale.

A school district property in Longhai City!

Those were very sought after.

As soon as the news of the listing went out, several inquiries came in, and soon someone offered a price that satisfied Lin Chen.

Three million!

This price was perfectly acceptable in Longhai City.

Moreover, the buyer was in a hurry.

It was said that the buyer's daughter would be enrolling in a school across from the complex next semester.

The buyer was even paying in full.

However, a contract still needed to be drawn up, including agent fees, transfer procedures, and expense settlements, which would take at least until tomorrow to complete the transaction. Lin Chen wasn't in a hurry for just one day anyway.

Because...

He had a lot of things to do!

First, loans!

The house was still in Lin Chen's name.

He entered the homeowner information.

Including his personal details.

Soon, many apps on his phone offered credit lines.

Lin Chen managed to scrape together over a million!

But it wasn't enough!

He couldn't borrow any more from his phone?

No problem!

Lin Chen had other avenues.

He took a taxi to a dark alley.

This place in Longhai City was a haven for vice, filled with all sorts of people.

A local gangster named Tiger had a shop here.

It looked like a supermarket on the outside, but inside it was a small gambling den.

Tiger's main business was lending money to people.

Lin Chen was a local.

And he had a house.

Naturally, he could see Tiger quickly when he came to borrow money.

"How much do you want to borrow?"

Tiger was very direct, staring at Lin Chen, scrutinizing him.

He was a veteran.

In fact, people in his line of work weren't indiscriminate about who they lent to.

They weren't afraid of people who looked like they couldn't repay the money.

What they feared was someone with nothing to lose.

In the end, even if they killed the person for not repaying the debt, it wouldn't be of any use.

On the contrary, they would have another life on their hands.

But clearly, Lin Chen wasn't someone with nothing to lose.

Moreover, Lin Chen had a house!

A school district property in Longhai City!

A hot commodity for sure.

A solid bet.

Lin Chen pretended to be relaxed and said, "I want to borrow a significant amount... I've heard of your reputation, Tiger, and I know the rules here! But I urgently need two million to try something out, and I can recoup it in three months at the most."

"Two million?"

Tiger was shocked to hear that.

What kind of nobody dared to ask for two million right off the bat?

"I have a house in Jianing residential complex, a school district property," Lin Chen said.

Tiger's eyes lit up, but he quickly put on a cold face: "Kid, don't you know the rules? For things like mortgaging a house, your parents need to be here."

"My parents are gone, I'm the only one on the household registration," Lin Chen said, taking out his household registration booklet.

Seeing this, Tiger was slightly stunned.

Then, he looked at the person next to him.

A lackey came over, took the household registration booklet, and went to the computer.

Soon, the lackey returned and nodded to Tiger.

Indicating that there were no problems.

It was real.

Tiger returned the booklet to Lin Chen.

However, Tiger's action wasn't to reject Lin Chen.

And Lin Chen wasn't nervous at all.

He knew Tiger's reputation very well.

He was a notorious bully in all of Longhai City.

Moreover, he never asked for any collateral when lending money.

For example, car documents or property ownership certificates, he didn't want any of those things.

All he wanted was for you to prove that those things were yours!

Tiger had a famous saying: I'm not afraid of you not repaying the money, or not bringing things to offset the debt!

That's how confident he was!

Lin Chen's household registration was in Longhai.

Moreover, he was still a student, so he wasn't afraid of him running away.

Lin Chen also had something of sufficient value in his hands.

Tiger could lend him the money.

But...

"One million six hundred thousand."

Tiger quoted this price right away, directly lowering the price: "For the first two months, I won't charge you any interest. After three months, you directly repay two million. If you can't repay, transfer the house to me. If that's okay, the money will be transferred to you immediately!"

"Don't we need to sign an IOU?" Lin Chen was a little surprised.

"IOU?"

Tiger smiled coldly: "I don't even want your property ownership certificate, is that thing useful? But... kid, don't get any funny ideas. Everyone in Longhai City knows my name, Tiger. If you try to welsh on me, be careful that there won't be anyone left on your household registration booklet!"

"But, I need two million..."

Lin Chen seemed a little troubled, but under Tiger's cold gaze, he could only pretend to compromise and said, "Okay, one million six hundred thousand it is! I'll repay you in three months!"

...

Coming out of Tiger's place, Lin Chen couldn't believe how smoothly it went.

Tiger had just transferred a sum of money to him on his phone.

One million six hundred thousand!

Borrow one million six hundred thousand for three months, and you have to repay two million!

That's really shady.

But Lin Chen didn't care anymore.

Three months?

Heh...

In half a month, you probably wouldn't even be able to find someone to repay the money to.

Lin Chen, without any psychological burden, directly took a taxi home.

When he got out of the car near the residential complex, Lin Chen frowned slightly.

A white van had been following him the whole way.

When Lin Chen looked back, they didn't even hide, and even rolled down the window and waved at Lin Chen.

Lin Chen recognized one of them...

It was Tiger's lackey!

Goodness.

No wonder they didn't want any collateral, not even an IOU.

So this is how Tiger lends money to people... lend money out and then send lackeys to follow them all day long?

Lin Chen ignored them.

When Lin Chen returned to his house, he didn't immediately log into the game.

He first made a phone call.

Dudu dudu.

The call was connected.

"Hello? Lin Chen, what's up?"

Lin Chen's classmate Zhang Chunlin's voice came from the phone.

There was also the sound of typing on a keyboard.

Lin Chen laughed: "Zhang Fatty, you must be swamped these past few days, right?"

"You know, *New World*. You're an old player too. As a merchant in *New World*, I'm more than just busy right now? I'll tell you, it can only be described as 'frazzled'... It's a disaster!" Zhang Chunlin responded.

He and Lin Chen were both in their third year of college.

However, Zhang Chunlin was very capable.

He remembered that in his freshman year, he was just a newbie in *New World* like Lin Chen. By the second semester, Zhang Chunlin had become a professional merchant in the game.

He even opened the largest shop in *New World*.

His business covered almost every aspect of the game!

And Zhang Chunlin had accumulated tens of millions in assets in just two years thanks to this game.

But this time, Zhang Chunlin had suffered a setback.

With *New World*'s announcement of its server shutdown, all kinds of game items plummeted in price!

Game merchants like Zhang Chunlin had hundreds of warehouses full of goods, and now they were all going to be stuck with them...

A total loss!

Although Zhang Chunlin wouldn't be heavily in debt if he started selling now, he would at least go back to square one.

"Zhang Fatty, I won't beat around the bush with you. I know you're busy, so I'll get straight to the point."

Lin Chen didn't waste any time and said directly: "I'm calling you to cut your losses. Let's put it this way, can you get ten billion gold coins? At the current market price, I can buy them all from you."

"Whoa, ten billion gold coins, are you serious?"

Zhang Chunlin became interested as soon as he heard that.

"Serious!"

"Why?"

Zhang Chunlin was puzzled.

Right now, wasn't everyone selling off their assets?

Why would Lin Chen want to buy them instead?

"You know, I have a CP (in-game couple) in the game. I was originally planning to just sell the account, but she said that this game is her memory and she doesn't want to sell it. She even wants to play until the very end... and she wants to see many maps that she hasn't been to yet."

With the experience from the forum last night, Lin Chen didn't try to be a good guy again.

He directly found a very reasonable excuse for his actions...

Why?

Because of love!

What a great reason!

"You kid, you're really a romantic!" Zhang Chunlin laughed.

Lin Chen immediately said again: "Actually, it's not entirely like that! We've all been playing this game for a long time, it's impossible to say we don't have any feelings for it. Anyway, prices have plummeted now, and equipment and pets that you couldn't get before can now be obtained with a little money. I also want to experience what it feels like to be a top-tier whale, so at least I won't have any regrets, right?"

"Yeah, that makes sense."

Zhang Chunlin was also an old player of this game, and he somewhat agreed with the idea of nostalgia. He even laughed: "Then should I get a set of top-tier equipment to play with too? Anyway, it's like this now, haha... Okay, I get what you mean. So, you need gold coins now?"

"Equipment is fine too, as well as rare pet eggs, golden pet eggs... Oh yeah, I remember you also do fashion business, right? Have the prices of fashion items dropped too?" Lin Chen asked.

Fashion items!

There were all sorts of beautiful fashion items in *New World*.

However, these things were all meant to attract female players to spend money.

They didn't have any stat bonuses.

But Lin Chen was planning to buy all the fashion items.

Why?

First of all, the prices of these fashion items weren't actually that high before.

After *New World* announced its server shutdown, prices plummeted, and many people were selling them off for next to nothing. It wouldn't cost much to buy them up.

Secondly, these fashion items, although they didn't have any stats, had one characteristic... they never wore out!

What does that mean?

For example, if you encountered a fire mage and were hit by their Fireball spell, any of your equipment could be burned, losing durability, or even be severely damaged, leaving you half-naked... Although you could repair it after the battle, it would still be very unsightly and embarrassing at the time.

But fashion items wouldn't!

When the game descended into reality, everything in the game would descend with it.

In other words, these fashion items that never wear out would continue to maintain this characteristic.

That would become very powerful!

You would never have to worry about your clothes suddenly being damaged during a battle in reality.